What Our Legal Terms Actually Cover
Our terms of use govern every interaction you have with fajar pakong — from the moment you open an account through to how your deposits via DANA, OVO, GoPay or QRIS are processed and how any disputes are handled. Access to our platform and the availability
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of specific features depends on local law, and we make that clear at each relevant step in the account journey. We do not collect data beyond what is needed to run your account securely, and we do not share your personal details with third parties outside
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of payment processing and regulatory obligations. If a term changes, we post the updated version here first, and we notify you via the email address registered to your account within 48 hours of publication. Indonesian customers in cities like Medan can review our full policy document
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through the legal section of their account dashboard at any time.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.